| November 2021
How Risk Rating 2.0 is Changing Flood Insurance Rates
Enter: Risk Rating 2.0. The new rating methodology was intended for premiums offered by the NFIP to more accurately reflect the true flooding risk and value of each property. Through the new program, properties within low-to-moderate risk flood zones might see an increase in their premium, showing that the property is at greater risk of flooding than what was originally believed.
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| November 2020
The Flood Policy Assumption Process
Did you know that National Flood Insurance Program (NFIP) policies can be transferred from one property owner to the next? This is called "policy assumption".
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| September 2020
Dispelling the Most Common Flood Myths
Our team has heard almost every myth surrounding flood insurance and seen many fall victim to some of these misconceptions. It's time to dispel these once and for all.
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| August 2020
The Flood Insurance Rating Process
The flood insurance market has grown substantially over the past few years, with more private carriers emerging and offering competitive premiums and additional coverage options. You might be wondering why there is a price difference among these companies and the coverage through the National Flood Insurance Program (NFIP).
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| July 2020
Preparing for Hurricane Season Flooding
Hurricane season is here and with these storms comes the threat of flooding. We have some tips to help you keep your home and family safe this hurricane season.
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| May 2020
Flood Insurance Options: The NFIP VS. Private Flood
The National Flood Insurance Program (NFIP) is no longer the only source of flood coverage. The growing Private Flood Market provides property owners with additional coverage and premium options.
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| December 2019
Winter Flooding: The Weather Risks that Come with the Most Wonderful Time of the Year
Winter - the season when the weather becomes colder and flooding occurs. Here are several tips to prepare for winter flooding.
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| November 2019
The Difference Between Replacement Cost Value And Actual Cash Value
Whether you own or rent a property in a high-risk flood area or a low- to moderate-risk area, you should consider how much flood insurance you need—not just the required amount.
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| October 2019
Flood Mitigation Techniques: Big and Small
There are several methods to ensure your home is less susceptible to flooding, a process known as flood mitigation.
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| September 2019
The 30 Day Waiting Period: Don’t Wait Until It's Too Late
The National Flood Insurance Program (NFIP) has a 30-day waiting period in effect to prevent homeowners from purchasing a policy at the last minute when a flood is imminent.
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| August 2019
Flood Preparation Before a Storm
Here are several tips that you can use to shield your home against potential flood damage.
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| July 2019
FEMA Fails to Adhere to Mapping Requirements, Leaving Millions Unprotected and Unaware
FEMA flood maps continue to be the golden standard for recognizing flood risk throughout the United States. However, due to several limitations, these flood maps often fail to protect millions of property owners.
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| June 2019
Preparing for a Flood Using Sandbags
For those residing in flood-prone locations, sandbags may help save your property or business from flood waters.
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| May 2019
Flood Coverage Gap: The Most Underinsured Risk in America
Why are only 15 percent of at-risk properties protected against flooding? The answer is pubic perception.
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| April 2019
What Flood Insurance Does and Does Not Cover
Flooding is the most common and costly natural disaster, and it can happen anywhere. Here is a list of what is and is not covered for Building Property and Personal Property.
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| March 2019
Five Reasons Why You Should Carry Flood Insurance
There are very few places on earth where people need not be concerned about flooding. Here are five facts on why you should consider flood insurance.
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