What is a Flood Zone and Why Knowing Matters?
A flood zone is a geographical area designated on a Flood Hazard Boundary Map. Flood zones are an indication of estimated flood risk. Properties located in higher-risk flood zones are lender-required to carry flood insurance.
Recent flooding events, such as Hurricanes Sandy, Irma, and Harvey have shown that there are serious misconceptions about flood risk. Our goal at National Flood Insurance is to provide you, the consumer, one thing and one thing only – knowledge.
By understanding your flood zone, your level of risk, and the reasons for flood zone changes, you will be better informed of how you can protect your home, assets, and family in the event of flooding.